Capital for the LHPH Industry

Creating financial flexibility one dealer at a time

LHPH Capital
LHPH Capital
LHPH Capital

LHPH Capital

Add leasing as an option for your dealership

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LHPH Team

About Us

We’re a boutique lending firm for the Lease-Here-Pay-Here industry and believe leasing can offer great benefits for the dealer, the customer and the lender. We care about the long-term success of our dealers and always enjoy a good brainstorming session to see how we can partner together. Learn more about us here .

Contact Us Today!

Why it works

Financial Flexibility

  • Control your Cash-Flow with LHPH
  • Lower your Interest Rate
  • Increase your Cash-Flow by Leasing

Financial Flexibility

As the dealer, you control your cash flow by collecting the payment from the customer and then pay us.

Higher Profits

  • Keep your down payment
  • Residual transaction value
  • Depreciate the assets
  • Sales tax advantage

Higher Profits

There is a huge sales tax advantage allowing the dealer to keep more of the down payment and then access the residual value at the end of the lease.

Peace of Mind

  • Lease consulting
  • Legal & accounting partners
  • Sales tax guidance

Peace of Mind

Our program is simple and straightforward reducing costly dealer staff time wasted on billing and spreadsheet error reviews.

Controller Benefits

  • Offer a newer car at the same payment
  • Shorten the term for the same payment
  • Retain your customer at the term’s end

Controller Benefits

Each individual vehicle loan is tracked independently allowing us to accurately track the principle balances and send you updated reports regularly.

Access our Experts

  • Straightforward funding
  • Less time wasted on reporting errors
  • Collateral control

Access our Experts

In addition to our in-house expertise we can connect you to our vetted industry experts for legal, accounting, DMS selection, and peer dealer consultants.

Competitive Differentiation

  • Non-pooled funding
  • Transaction control
  • Less time intensive

Competitive Differentiation

By offering leasing you can expand your customer base with a higher ACV at the same payment or a similar ACV at a lower payment.

We believe in challenging the status quo of subprime lending and
value our dealers as partners.
Contact Us Today!