Lines of credit for the lhph industry
LHPH Capital
Add leasing as an option for your dealership
About Us
We’re a boutique lending firm for the Lease-Here-Pay-Here industry and believe leasing can offer great benefits for the dealer, the customer and the lender. We care about the long-term success of our dealers and always enjoy a good brainstorming session to see how we can partner together. Learn more about us here .
Why it works
Financial Flexibility
- Control your Cash-Flow with LHPH
- Lower your Interest Rate
- Increase your Cash-Flow by Leasing
Financial Flexibility
As the dealer, you control your cash flow by collecting the payment from the customer and then pay us.
Higher Profits
- Keep your down payment
- Residual transaction value
- Depreciate the assets
- Sales tax advantage
Higher Profits
There is a huge sales tax advantage allowing the dealer to keep more of the down payment and then access the residual value at the end of the lease.
Peace of Mind
- Lease consulting
- Legal & accounting partners
- Sales tax guidance
Peace of Mind
Our program is simple and straightforward reducing costly dealer staff time wasted on billing and spreadsheet error reviews.
Controller Benefits
- Offer a newer car at the same payment
- Shorten the term for the same payment
- Retain your customer at the term’s end
Controller Benefits
Each individual vehicle loan is tracked independently allowing us to accurately track the principle balances and send you updated reports regularly.
Access our Experts
- Straightforward funding
- Less time wasted on reporting errors
- Collateral control
Access our Experts
In addition to our in-house expertise we can connect you to our vetted industry experts for legal, accounting, DMS selection, and peer dealer consultants.
Competitive Differentiation
- Non-pooled funding
- Transaction control
- Less time intensive
Competitive Differentiation
By offering leasing you can expand your customer base with a higher ACV at the same payment or a similar ACV at a lower payment.