---
title: LHPH FREQUENTLY ASKED QUESTIONS
description: Do you have a Buy-Here, Pay-Here program and are looking to learn more about Lease-Here, Pay-Here? LHPH has been gaining popularity over the last 10 years as dealerships discover the benefits it can provide.
image: https://www.lhph.com/hubfs/LHPH_January2022/images/logo-navy-2.jpeg
---

# CAPITAL FOR THE LHPH INDUSTRY

CREATING FINANCIAL FLEXIBILITY ONE DEALER AT A TIME

# LHPH FREQUENTLY ASKED QUESTIONS

***Trevor Watson | August 26, 2019***

Do you have a Buy-Here, Pay-Here program and are looking to learn more about Lease-Here, Pay-Here?  LHPH has been gaining popularity over the last 10 years as dealerships discover the benefits it can provide. 

Below are a few of the most frequently asked questions when beginning to explore the LHPH model.

| **What is a LHPH program?** | – A form of lending designed to assist consumers find reliable transportation who may otherwise not qualify with traditional bank and finance company lenders. – Similar to BHPH, however, using the lease as the financial instrument instead of an installment loan to gain many unique advantages – LHPH dealers maintain ownership and often lease the same vehicle several times over the life of the unit resulting in greater profitability |
| --- | --- |
| **What major benefits are associated with an LHPH program?** | – Improves cash flow with [“pay-as-you-go” sales tax](https://www.lhph.com/blog/what-are-the-sales-tax-advantages-of-operating-in-a-pay-a-you-go-state) – Allows the dealer principal to [defer tax liability ](https://www.lhph.com/blog/tax-depreciation-benefits-of-leasing-explained) – Closes the affordability gap for subprime customers – Creates [new profit opportunities](https://www.lhph.com/blog/what-fees-can-i-include-in-a-lease) – Differentiates the dealership and creates a competitive advantage – Better protection from consumer [bankruptcy claims](https://www.lhph.com/blog/is-your-collateral-bankruptcy-remote) |
| **What are some key differences in the LHPH model? ** | – The lease instead of the loan – No need for a Related Finance Company – Not all DMS systems have a LHPH module – In order to enjoy the tax advantages, your accounting will look a little different |

To read more about the various benefits a LHPH program offers, and learn how to launch your own platform, download our FREE E-Book below**.**

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### Recent Posts

- [LHPH Capital Named to Special Finance 175 for Fifth Consecutive Year](https://www.lhph.com/blog/lhph-capital-named-to-special-finance-175-for-fifth-consecutive-year)
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- [LHPH Capital Named to 2025 Auto Remarketing AR500](https://www.lhph.com/blog/lhph-capital-named-to-2025-auto-remarketing-ar500)
- [Understanding Bonus Depreciation: a look into the “One Big Beautiful Bill”](https://www.lhph.com/blog/understanding-bonus-depreciation-a-look-into-the-one-big-beautiful-bill)
- [Subprime Auto Finance News Special Finance 175](https://www.lhph.com/blog/subprime-auto-finance-news-special-finance-175)

### We believe in challenging the status quo of subprime lending and value our dealers as partners.

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