---
title: BHPH vs LHPH Benchmarks | LHPH Capital
description: LHPH dealers were rolling larger dollar vehicles, on leases that were eight months shorter in term, with the same monthly payment as the average BHPH dealer.
image: https://www.lhph.com/hubfs/LHPH_January2022/images/logo-navy-3.jpeg
---

# CAPITAL FOR THE LHPH INDUSTRY

CREATING FINANCIAL FLEXIBILITY ONE DEALER AT A TIME

# BHPH VS LHPH BENCHMARKS

***Trevor Watson | November 25, 2019***

Interested in how Lease-Here, Pay-Here dealers stack up to their Buy-Here, Pay-Here peers?  Here is a comparison of recent benchmarks between the two models.  In 2018, LHPH dealers were rolling larger dollar vehicles, on leases that were eight months shorter in term, with the same monthly payment as the average BHPH dealer.

In subprime lending, you need to keep your terms as low as possible to reduce your risk, while still keeping the customer’s payments affordable.  LHPH provides the financial instrument to do just that.

![BHPHvsLHPH](https://www.lhph.com/hubfs/BHPHvsLHPH.svg)

 

### Recent Posts

- [LHPH Capital Named to Special Finance 175 for Fifth Consecutive Year](https://www.lhph.com/blog/lhph-capital-named-to-special-finance-175-for-fifth-consecutive-year)
- [2025 LHPH Summit Highlights](https://www.lhph.com/blog/2025-lhph-summit-highlights)
- [LHPH Capital Named to 2025 Auto Remarketing AR500](https://www.lhph.com/blog/lhph-capital-named-to-2025-auto-remarketing-ar500)
- [Understanding Bonus Depreciation: a look into the “One Big Beautiful Bill”](https://www.lhph.com/blog/understanding-bonus-depreciation-a-look-into-the-one-big-beautiful-bill)
- [Subprime Auto Finance News Special Finance 175](https://www.lhph.com/blog/subprime-auto-finance-news-special-finance-175)

### We believe in challenging the status quo of subprime lending and value our dealers as partners.

[![Contact Us Today!](https://no-cache.hubspot.com/cta/default/5346625/6152894f-ca9f-4355-9c7a-399fae9340f0.png)](https://cta-redirect.hubspot.com/cta/redirect/5346625/6152894f-ca9f-4355-9c7a-399fae9340f0)

### Get access to our FREE! e-book and learn how to launch a Lease Here Pay Here program at your dealership.

[ Get my FREE E-Book ](https://lhph-5346625.hs-sites.com/ebook-page)